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Trying to time your mortgage? Sign up for Rate Watch. Get email alerts when rates drop. It’s quick, easy, and free.
Earn Up To 3.30% APY With Rewards Checking
Want to know why NerdWallet named us “America’s Best Checking Account of September 2021?”
Easy – zero fees, a convenient mobile app, and an Annual Percentage Yield (APY) that’s higher than most accounts in the market. So, what are you waiting for? Start banking smarter today.
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Best Checking Account Overall
The Ascent
America's Best Online Bank
MyBankTracker
Best Online Bank for Savings & Checking
Millennial Money
One App for All Your Money Needs
Get the Axos app for smart personal finance. It's the sleeker, faster way to bank, borrow, invest, and plan.
Earn Up to 3.30% APY* and a $300 Welcome Bonus!
Treat yourself to a higher APY. Open a Rewards Checking account and get a $300 bonus.
Always Protected, Always Secure
Advanced data protection. FDIC insurance. Digital security tools. We’re committed to providing a secure online banking experience for our customers.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more protection? Access expanded coverage up to $225 million with Axos Bank InsureGuard+ Savings from IntraFi® Network DepositsSM. Learn More >
Start Banking Effortlessly
Help a friend bank smarter with little to no fees, high savings rates, and a simple banking app to fit their busy lifestyle.
Never miss a bill payment again. With Bill Pay, you can truly “set it and forget it” by making automatic payments.
Pay your friends directly from your account. All you need is their mobile number or email. It’s fast, easy, and secure.
Want to stay up-to-date on your activity? We’ve got you covered. Get real-time updates via text, push notifications, or email – it’s all up to you!
Fingerprints, voiceprints, and facial recognition = peace of mind. Boost your account security with biometric authentication – and keep the scammers away.
Need a replacement card? Traveling soon? Not a problem – take care of all your debit card needs online.